As 2025 concludes, the Simcoe County real estate market has achieved a desirable equilibrium. We are transitioning from a period of high velocity to one of strategic opportunity—a signal that should capture the attention of serious investors and discerning homeowners.

Inventory

December inventory remains lower than the spring and fall peaks, but steady compared to last year. Sellers who list in winter often benefit from reduced competition and more serious buyers.

Pricing Trends

Prices across Simcoe County have stabilized. Luxury homes and higher price points have experienced slight softening, offering new opportunities for move-up buyers and investors seeking value.

Buyer Behaviour

While casual browsers tend to disappear in winter, committed buyers remain active. Families planning early 2026 moves and investors searching for long-term opportunities make appointments even during colder months.

Interest Rates

Rates have held steady, adding a layer of confidence for buyers planning to purchase early in the new year. Stable borrowing costs often translate to consistent showing activity—even during the holiday season.

What to Expect Heading Into 2026

Industry forecasts point to a balanced start to the year. With stable pricing, motivated buyers, and moderate inventory, both buyers and sellers can find opportunities that fit their goals.

Winter may be quieter—but it’s full of strategic advantages for the right clients.