Tuesday, January 19, 2021 / by Earl Gaddi
Naturally most of us are inclined to buy a house based on a pure intestine and heart reaction. "It's feeling like home." But discovering the "feeling" can be just like a dating exercise in persistence and anger. Originally the speed dating was intended to condense the complete search into one session. The method of matchmaking is perfected by time and poignant questions, which filter the "one."
Here are 10 questions to help you find your dream match.
1. Are you low maintenance?
Take a general sweep of a house and its belongings. Are there perennials in the gardens? What is the height of the gorge? What is the assurance on the roof? The metal roof will last up to 50 years and every 10 or 20 years, in areas with heavy snowfall and rain, asphalt shingles must be replaced. Is the house built of a sturdy material such as Hardie Board? Insects, weather and strange woodpeckers can make a log or wood house work quickly and need constant maintenance.
2. Are you quiet?
Spend time on t ...
Wednesday, August 26, 2020 / by Earl Gaddi
If you work with a family lawyer or a financial planner, you probably already know the importance of a regular review of your estate plan. Usually, an annual inspection (or more often, if advised) is a good idea.
But even if you're not working with a legal or financial professional, you should know that there are three moments that should trigger a review of your estate plan.
If you or your loved one experiences one or more of these moments, it's time to get the paperwork out and review your plan.
At least six elements should be included in the estate plan. These elements do not need to be in separate documents, but all six of them need to be addressed in order to make clear what should happen to your estate, assets, and any dependent loved ones. These six elements shall include:
Will (a document outlining how assets should be distributed);
Power of Attorney (a document that states that you can make legal and financial decisions on your behalf if you become d ...
Thursday, May 21, 2020 / by Tiffany Rosete
Just about every May I sit down to write Homeward Bound; I write about Mother’s Day. And why not… it is a very special day for very special people.
My Mom used to tell me, seemingly repeatedly, to do this and do that, not to do this and not to do that. ALL, I recall very valuable advice. Looking back on it all these many years later, I can say she was and still is, a very wise woman.
Time reveals, in fact, just about every caring Mother is a Wise Woman. I can see why we carve out a special day each year to acknowledge MomsSo here is a shout out to all Mom’s – Happy Mother’s Day!!
For ALL those whose Mom is no longer with us, may you remember the best about them? In addition to that,
there are also many who never knew their Mom due to unfortunate circumstances. I bet someone played that
role in their life and they too deserve a Happy Mother’s Day!
Regardless, we can celebrate this Mother’s Day knowing Moms both her ...